Factors affecting adjustment to retirement among retirees’ elderly persons

Abstract

Background and aim: The loss of work through retirement is one of the major adjustments for individual ages. For many, this is the first indicator of the impact of aging. Aim of the study was to identify factors affecting adjustment to retirement among retirees' elderly persons.

Method: Cross-sectional descriptive design was adopted. This study was conducted at Waiting Lounge of El Ahly Bank, Nasser Bank, and Faculties of Commerce, Medicine, Science   and Veterinary affiliated to Mansoura University, Dakahlia Governorate, Egypt.  210 retirees' elderly person who represented the participants of the current study retired since one year and more. Data was collected using Self-Administered Questionnaire, Retirement Adjustment Scale, and Retirement Resources Inventory.

Results: None of the retirees' elderly (100.0%) attended a preparation program for retirement. The total mean score of retirement adjustment scale correlated significantly and positively to the total mean score of the physical, financial, social, and mental resources. Additionally, there is a significant relation between preparation for retirement and  the total mean score of retirement adjustment scale.

Conclusion: It can be concluded that adjustment to retirement was affected by the retirees’ gender, marital status, level of education, type of job before retirement, job condition, and place of work. In addition, adequate resources as physical, financial, social support and mental capacity are associated with better adjustment to retirement.