Credit Risk Management of Commercial Banks

Abstract

Credit risk has always been the main risk of the banking industry and the financial industry also is the main object and the core content of financial institutions and regulatory departments to prevent and control. With the continuous development of international financial market, domestic commercial banks will be under the impact of international and domestic factors more, take more internal and external risk. Therefore, research on prevention of commercial banks credit risk has theoretical and practical value. This paper explores the sources of credit risk in Chinese commercial banks, analyzes Chinese commercial banks credit management experience and their insufficiency, and puts forward some countermeasures to control the credit risk of commercial banks in China under the new situation.