The Analysis of Informal Credit Behavior in Hui Autonomous Prefecture of Linxia: The Investigation Based on Hui Autonomous Prefecture of Linxia China

Abstract

Nowadays, the informal credit, the financial form which the access to the loan capital derived from Informal financial institutions, and it plays the important role on the economic activity, and have a profound impact on the development of local finance. Through the roundly questionnaire survey in the Hui autonomous prefecture of Linxia to understand the present conditions, reasons and purposes of the region's informal credit, and analyze the problems arise during the development of informal capital raising, and finally propose the policy advice to promote the development of informal capital raising.